Selling a home can be a stressful process and it’s my job to make it as straight forward and easy for you as possible.
The first step to deciding if it is the right time to sell your home is to determine your market value and look at your specific situation. Will the sale of your home allow you to be in the right financial situation for you to move forward? Do you know where you’re going to live next?
I’d be happy to provide you with a complimentary competitive market analysis of your property. This will give you an up to date analysis of your home’s value by looking at current listings and recent sales around your home.
The next step would be to provide you with an estimated net sheet on your home. This will give you a great idea of what you will net once the transaction is closed and all expenses are paid. This is a great way for you to help make your decision on if you really want to sell your home before you go to the effort of preparing it for sale.
Next, think about where you’re moving to next and consider your transition. Will you move twice – once into a rental unit and once into your purchase? Or, would you want to include a rent-back clause in your transaction to rent back from the buyer who purchases your home? Can you qualify for two homes at once so you don’t have to sell first? Have you considered where you want to go and what those homes cost? If you’re moving within the area, I can help you by discussing all these factors with you. If you’re moving out of the area, ask your realtor in that location to set up a portal of where you are interested in moving to and see if this is something you really want to do.
Out of Area Sellers
Do you live out of the area and want to sell your home? I’m here to help. It’s my job to take to-do items off your list. I will help facilitate anything needed in order to sell your home…whether that’s cleaners, handymen, carpet installation, or anything else. I’ll work with you to approve all work needed, so it’s one thing you don’t need to stress over.
All contracts and documents can be completed electronically, so we’ll have a paperless transaction to make things easy. I’ll keep you updated throughout the process so you don’t have to guess at what’s going on at your home, miles away. You’ll be provided with status updates, showing feedback, and all offers submitted.
One of the benefits you get when hiring me to sell your home is complimentary home staging. This is where I come in to your vacant home and bring with me décor, artwork, etc, and make the home seem far more welcoming and beautiful than an empty home would be. Staging can cost upwards of $3,000 or more, depending on the size of your home. This is something I enjoy doing, and offer my sellers as a benefit at no additional cost when you list your home with me!
If you plan on staying in your home through closing, I’ll help you pare down your personal belongings so the home looks and feels staged. We’ll make it photo worthy. You can read more about how I get this done in the article HERE.
Here’s an example of one home I’ve recently staged, so you can see what I can bring to the table and offer you when selling your home…
If you are having trouble making your mortgage payments, a short sale or foreclosure may be a good fit for you. A short sale is not always in the best interest of a homeowner – sometimes a deed in lieu of foreclosure or a full foreclosure may be a better choice. I’d recommend you speak with a real estate attorney to have a quick consultation on your current situation to discuss your best course of action and the impacts to your credit score, career, and future purchasing ability.
If you are interested pursuing a short sale, you will need to have a valid hardship in order for the bank to approve the request. A valid hardship is something that has created a situation where you can no longer keep your home – for example, a job loss, a divorce, a medical expense, a death of an income earner, a job transfer, etc. Simply not wanting to keep your home anymore because it is underwater is not a valid reason for the bank to accept your request for a short sale.
A short sale is often a lengthy and patience-testing process. The bank or lender that holds your loan will ask for many of your personal documents to help understand your situation and agree that you can no longer make your mortgage payment. These include valid proof of your difficulty to pay your mortgage, such as wage statements, tax statements, and a breakout of your monthly income and expenses. If you don’t like the idea of someone asking questions about your personal situation, a short sale may not be the right move for you.
If you’re considering a short sale, let’s sit down and discuss your concerns and questions. It’s best to understand the full process and possible outcomes prior to attempting a short sale.